Relocating to another country can be a challenge, even if you’re on your own. The challenges can seem even more daunting if you’re thinking of moving your entire family, or if perhaps you’re moving to retire.
I made the move myself, with a young family, and although hard work to get everything coordinated, it’s really been worthwhile. So why move to Gibraltar?
Moving to Gibraltar is much easier than at first it sounds, and there are many reasons to make Gibraltar your home. Gibraltar is a UK Overseas Territory, a self-governing democracy, where English is the official language but where Spanish is spoken fluently by most of the people living here.
The currency is sterling, and those familiar with Britain will find a sense of familiarity in Gibraltar. The tax system in Gibraltar is appealing – Gibraltar is a highly regulated jurisdiction but applies very favourable tax rules. There are pension and social security rights agreements in place with the UK, all of which help to make the transition reasonably smooth. So, from the UK it is easy to move to Gibraltar.
With superb education, health and social care systems in place as well as a sophisticated career market and a buoyant housing market, a relaxed Mediterranean lifestyle and so much choice of things to do, it’s not a question of why move to Gibraltar, but how, and how soon!
Can I move to Gibraltar?
The rules of living in any country can sound a bit complicated at first, but if I managed to negotiate them, I’m sure you can! And above all, it’s worth remembering that there is help out there, including from HABiKONS!
Relocation to Gibraltar can be EASY.
Gibraltar has its own set of rules as to who can live and work on the Rock. Any Gibraltar or UK citizen can do so without any work or residency permit. EU citizens and citizens from non-EU countries must obtain a residence permit if they plan to stay for longer than six months.
Residence permits are also required by a non-Gibraltarian woman married to a Gibraltarian man, although a non-Gibraltarian man does not require a permit if married to a Gibraltarian woman.
Initially, only six-month permits are issued but this is followed by a five-year residence permit provided that you have secured employment or have started a business.
Non-EU nationals have to apply for residency through Gibraltar’s Immigration Control Ordinance. This requires that residency can only be permitted if the applicant can buy a property suitable to accommodate them and their family, are in good health and can support themselves financially without relying on welfare.
Residency can also be granted to non-EU nationals through obtaining a work permit which is granted if the particular position to be filled by that EU national could not be filled by a Gibraltarian.
What permits you might need to obtain will depend a great deal on your nationality. British citizens holding a British passport will find it relatively easy to move to Gibraltar. The requirements in terms of permits are minimal, and it is often just a question of securing work and home – which, of course, is where HABiKONS can apply its best expertise.
You may, of course, be working or temporarily residing in UK – for example, you might be working as a financial services professional in the City of London – but you might hold citizenship for a country in the EU or you might be a non-EU national altogether. In that case, then some of the above rules might apply to you and will need to obtain residency permits and possibly a work permit too.
Can I Move to Gibraltar After Brexit?
You might be asking the question of ‘can I live in Gibraltar after Brexit?’ and we’re happy to have the answer! Gibraltar remains one of the most popular foreign destinations for those looking to retire in 2021, and the future continues to look bright for those planning on retiring here. You can enjoy the benefits of 300 days of sunshine every year and the convenience of being a short flight away from the UK.
Can I Retire to Gibraltar?
One of the most common questions we see is about how to retire to Gibraltar and the realities of retiring to Gibraltar after Brexit. After the referendum and negotiations, those considering moving to Gibraltar have been seeking advice on whether they should take their pensions and move to Gibraltar. As Gibraltar remains a British Overseas Territory, you can still continue to retire here after the Brexit agreement and transition period.
Retiring to Gibraltar from the UK
Choosing to retire to Gibraltar from the UK after Brexit remains one of the most popular options for any British ex-pat looking to move abroad. The good news is that you can still retire to Gibraltar as it has become part of the Schengen zone, meaning it follows the rules that govern members of the European Union, but it remains part of the United Kingdom. As part of the border controls, checks are now carried out at airports and sea for those arriving at Gibraltar.
If you’re planning to retire from your full-time job and want to come and work in Gibraltar, the area is popular with financial, legal, and insurance companies. Gibraltar utilises the same employment system as the UK, with contracts being written in English.
Can the British live in Gibraltar?
Yes, of course! And we’re made to feel really welcome here. Because Gibraltar is a UK Overseas Territory, there’s so much that is familiar here: it’s not just the language, it’s the money, the police officers, the post boxes, the supermarkets, the pubs, the fish and chips…But it’s also wonderfully Mediterranean – it’s a great combination.
I’m often asked how to relocate to Gibraltar from London (because that’s where we came from and so many of my friends still live in London), but I’m also regularly asked how to relocate to Gibraltar from the UK in general. Well, it’s pretty straight forwards.
British citizens who hold a British passport will find it easy to move to Gibraltar, and if you have secured a job and somewhere to live even before you make the final move, then obtaining all the right permits is more a matter of getting some forms filled in.
So if you’re asking yourself, can I live in Gibraltar as a UK citizen, or if you’re wondering if you can live in Gibraltar with a UK passport, the next question on your lips should be: what am I waiting for?!
What do I need to move to Gibraltar?
Are you wondering how to move to Gibraltar from London? Well, travelling to Gibraltar from anywhere in UK, especially from London, is not at all difficult. There’s an international airport with daily flights to and from London which makes access from almost anywhere in the world reasonably easy.
There are also flights to Bristol and Manchester, so moving to Gibraltar from Britain is not at all hard.
There’s also loads of people here ready to help you move to Gibraltar: numerous relocation experts, tax advisors, legal services professionals and wealth managers among the many who will help you to make the best arrangements for relocating and redomiciling your family and your businesses interests.
There are also a number of removals and transport companies that are experts in relocating families from all over the world, so that you will find that you will have support at every stage in the process. Most of these are really friendly and approachable, and they will make sure that you know all the requirements to move to Gibraltar.
I’ve used some of these personally and even managed to arrange for my dog to join us in Gibraltar – they took the best care of him, I was delighted!
So, now you’re really keen to come over, how much money do you need to live in Gibraltar? Of course, moving to a new home in a new country will always have a financial cost. Doing your sums beforehand is really useful so you can plan ahead.
It’s always useful to arrange for quotations for transport for your personal belongings, find out the cost of any travel or entry documents, organise where you are going to live and the up-front cost of this, and make sure there is some set aside for any eventualities.
Estimating the costs of a rental or a property to purchase along with any associated legal fees is also important, but this is where HABiKONS are expert, able to give you some general ideas of property costs and conveyancing costs depending on what you are looking for. I worked with a spreadsheet and phone calls – I prefer talking directly to the people in the know – and found this a really useful way of planning my money for the move.
And as for finding somewhere to live, this is where HABiKONS is at its best. Just contact us with your requirements and budget and we’ll pull out all the stops so that you can make the transition to your new home on the Rock as smoothly as possible.